At Wisdom Insurance Network, wisdom is our foundation. Founded on a bedrock of knowledge and dedicated to helping seniors find the best possible care, we pride ourselves on our expertise and commitment to providing top-tier service. With the necessary training and licenses in place, we serve clients across Tennessee, Kentucky, North Carolina, Georgia, Illinois, Ohio & Florida. Trust us to guide you through the complexities of insurance with care and wisdom.
Meet The Team
Ryan Ritter
CEO, Principal Agent & Licensed Sales Agent
Ryan Ritter embarked on his insurance career at a prominent brokerage, where he honed his skills and gained valuable experience in the fast-paced industry. Transitioning to work directly for Humana, a leading health insurance provider, Ryan further deepened his knowledge and embraced the structured approach required to navigate the complex world of insurance.
Hailing from New York and having lived in Pennsylvania, Florida, and now Tennessee, Ryan brings a unique perspective shaped by his diverse experiences across different states. Drawing from this wealth of insight, Ryan is committed to providing the best possible care and service to his community. His dedication, combined with his nationwide expertise, allows him to offer tailored insurance solutions that truly benefit those he serves. Having experience in a call center atmosphere and working in the field over the last couple of years, Ryan has a firm grasp on how Health & Life Insurance works.
Rebecca Watts
865-500-4244
Rebecca Watts is a Licensed Life and Health Insurance Agent in the State of Tennessee, proudly serving clients since 2014. With experience as both an independent broker and a captive agent with Humana, Rebecca has returned to what she loves most—working as a broker and helping clients find the healthcare coverage that best fits their unique needs.
Rebecca is passionate about educating and advocating for seniors, taking the time to explain Medicare, health insurance options, and the often-confusing healthcare system in a way that is easy to understand. Her goal is to help every client feel confident and informed when making important healthcare decisions.
A longtime member of the East Tennessee community, Rebecca has built strong connections through her work with the Tennessee Theatre and by entertaining audiences across Knoxville as a bingo and trivia host. She is also known as a SINGO pro, bringing energy, laughter, and a personal touch wherever she goes. These experiences have helped her develop lasting relationships and a reputation for being approachable, knowledgeable, and genuinely caring.
Whether you're new to Medicare, reviewing your current coverage, or simply have questions about your healthcare options, Rebecca would be honored to help. Reach out today for personalized guidance, trusted advice, and service focused on helping you make the best healthcare decisions for your future.
Penny Mayo
865-500-3858
Penny Mayo is a licensed Life and Health Insurance Agent with a passion for helping individuals understand their healthcare options and make informed decisions. In addition to her insurance experience, Penny brings more than 20 years of healthcare operations expertise, including 15 years in the medical billing industry.
Penny is dedicated to educating individuals about Medicare and helping them navigate what can sometimes feel like an overwhelming system. She believes that every client deserves personalized guidance, clear explanations, and a trusted resource they can turn to when questions arise.
Beyond her work with clients, Penny is passionate about community outreach and volunteering with local organizations throughout East Tennessee. She finds great joy in giving back and creating meaningful connections within her community.
Born and raised in East Tennessee, Penny is a proud supporter of the University of Tennessee and can often be found cheering on the Vols during football season. Family is at the center of her life, and as the proud mother of identical twin daughters, she is excited to watch them begin their next chapter as they head off to college.
Whether helping clients understand Medicare, answering healthcare-related questions, or serving her community, Penny is committed to making a positive impact and providing the support, knowledge, and care her clients deserve.
